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Slash8915's Picture Comment by Slash8915  0

User comment:


I'm having the same problem. I first got my GC card back when I was 18. I was approved with a $700 limit. That same day I made a $700 purchase on it. I made my payments on time and payed it off.

Now, almost 5 years later, I can't seem to get them to increase my limit. I have EXCELLENT credit, all of my credit cards and credit accounts are payed off except for 1, which I keep about 70% paid on purpose. I make $38,000/yr, so my debt to income ratio is phenomenal.

I don't have a car payment, mortgage payment, ect. All of my other credit cars have automatically increased the limit 3 or 4 times, but GC still thinks I'm not worthy.

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